Prove’s Eligibility API kicks off Prove Pre-fill™ after possession of the phone has been confirmed. The API determines if the identity behind the phone number submitted is eligible for being autofilled on the Prove customer’s form, based on data available and flags set by the customer.
The Identity API finishes the Prove Pre-fill process for consumers who’ve passed the Eligibility API. After successfully submitting challenge data of the consumer’s SSN or date of birth, Identity retrieves and returns the person’s information so our customer can autofill their form.
The Trust Score API submits a phone number to then return its Trust Score, the real-time indicator of the number’s trustworthiness, potentially along with the actual carrier signals and tenures that contributed to that score.
Trust Score: Phone Number Intelligence for Risk-Based Authentication
Add our Trust Score API (or Reason Codes) to your fraud engine
Identity Verify API
Verify
The Identity Verify API enables Prove customers to submit their consumer’s phone number alongside personal identifying information (PII), such as name and address, to validate and verify the consumer’s ownership of that phone number.
The Mobile Auth API begins with the /authenticateByRedirect endpoint, which uses the mobile device’s cellular IP and a URL to the Prove customer’s server to create a unique verification fingerprint (VFP) designed to get the authentication from the device’s mobile network operator (MNO).
Mobile Auth is then completed by the endpoint /authenticateByRedirectFinish, which obtains the results of the MNO authentication call that occurred on the device.