Prove Marketplace

The Marketplace is where customers can supercharge their Prove Products with additional features and functionality.

Possession

MP-1
Status: Release
Ala Carte

Mobile Auth

API Owner

Bill Fish

Definition:

Provides a real-time, passive authentication (aka, ”proof of possession check”) of a mobile device by resolving the mobile phone number assigned to the SIM card and, by extension, the device.

Use Case:

OTP Replacement - no consumer interaction required, reducing abandonment and error. No false positives (verification comes directly from Mobile Network Operator)

Legacy API Names:

post/authenticateByRedirect, post/authenticateByRedirectFinish

Inputs:

Consent Details, Target URL, IP Address

Outputs:

Authentication Details, Phone Number, Carrier

Coverage:
MP-3
Status: Release
Ala Carte

SMS Delivery

PJ Flynn

API Owner

PJ Flynn

  • A second-factor authentication (aka, proof of possession check) service that allows a client to issue one-time passcodes via SMS.

    Use Case: Sending an SMS OTP or Instant Link to customers

    Legacy API Names: /sendSMS, mfa.proveapis.com
Coverage:
+200 Countries & Territories
MP-4
Status: Release
Ala Carte

Voice Delivery

PJ Flynn

API Owner

PJ Flynn

  • A second-factor authentication (aka, proof of possession check) service that allows a client to issue a one-time passcode via a voice call.

    Use Case: Sending a voice OTP to customers

    Legacy API Names: /voiceOTP, mfa.proveapis.com
Coverage:
+200 Countries & Territories
MP-6
Status: Release
Ala Carte

Voice Biometrics

API Owner

Bill Fish

  • An authentication service that verifies users on phone calls using their voice.

    Use Case: Authenticate a user via voice print
Coverage:

Reputation

MP-7
Status: Release
Ala Carte

Trust Score

API Owner

Ryan Alexander

  • A real-time score of behavioral risk, assigned to a phone identity token and phone number of the client’s customer that is a consumer.

    Use Case: Customer onboard or securing a transaction that leverages authentication using a phone number.

    Legacy API Names: /mobileStatus, /getIntelligence, get/trust, post/trust/v2
Coverage:
MP-8
Status: Release
Ala Carte

Trust Score +

API Owner

Ryan Alexander

  • Enhance Prove's Trust Score with mobile carrier data for improved efficacy and accuracy.

    Use Case: Customer onboard or securing a transaction that leverages authentication using a phone number.
Coverage:
MP-20
Status: Early Adopter

Line Type

API Owner

Ryan Alexander

  • Provides identification of the line type as well as carrier for any phone number in the world.

    Use Case: Enhance user experience and reduce fraud by identifying high-risk phone types and numbers that cannot receive SMS messages
Coverage:
+200 Countries & Territories
MP-21-UK
Status: Early Adopter

Line Busy

API Owner

Ryan Alexander

  • An optional Trust Score attribute that determines whether or not there is a current in session call occurring on the phone number

    Use Case: Prevent authorized push payment fraud
Coverage:

Ownership

MP-10
Status: Release

Identity Verify

API Owner

Ryan Alexander

  • Allows the client to verify a consumer's personally identifiable information is valid and that consumer is the rightful owner of a given phone number based on the customer’s name, address and additional attributes such as national identity (e.g., SSN in the US) or date of birth.

    Use Case: Account Opening/Customer onboarding, Phone Ownership for OTP Security

    Legacy API Names: enrollment, getCRMmatch, identityVerification, /get/identity/verify, post/identity/verify/v2
Coverage:
MP-11
Status: Alpha

Contact Compliance with Safe Harbor

API Owner

Alex Ogilvy

  • Verify that phone numbers have not been disconnected since the most recent Right Party Contacted Date, with Safe Harbor available via the RND. Provides line type and carrier for the current or newer phone number, where applicable.

    Use Case: Comply with the TCPA or FDCPA and avoid litigation when making outbound calls to various line types.

    Legacy API Names: post/verifyPhoneNumber, Batch Interface v2.1
Coverage:
MP-12/13
Status: Release
Ala Carte

Contact Enrichment

API Owner

Tim Brown

  • Contact Enrichment provides batch phone number enrichment and verification of a customer's contact list. Enriched phone numbers are ordered by how likely the number is to be answered (contactability ranking).
Coverage:
MP-14
Status: Alpha
Ala Carte

Driver's License Verification

API Owner

Ryan Alexander

  • Add real-time driver's license data verification against authoritative bank-grade data.

    Use Case: Customer onboard or securing a transaction that may require additional verification.
Coverage:
MP-15
Status: Alpha
Third Party API

AAMVA Verify

API Owner

Ryan Alexander

  • Verify government identification card data by submitting it directly to the state DMVs through American Association of Motor Vehicle Administrators (AAMVA).

    Use Case: Customer onboard or securing a transaction that may require additional verification.
Coverage:
MP-16
Status: Alpha
Third Party API

Government ID Verification

API Owner

Ryan Alexander

  • Add document scanning for enhanced identity verification.

    Use Case: Verify a government identification card with a phone by taking a picture of both the card and the consumer's face to verify the consumer's identity.
Coverage:
MP-17
Status: Release

Identity Verify with KYC

API Owner

Ryan Alexander

  • Allows the client to verify a consumer's personally identifiable information is valid and that consumer is the rightful owner of a given phone number based on the customer’s name, address and additional attributes such as national identity (e.g., SSN in the US) or date of birth.  These validations may assist with Know Your Customer (“KYC”) or other related compliance programs and may include sanction/watchlists and Politically Exposed Persons (PEP) checks as well as ongoing monitoring, if elected by a Client.

    Use Case: Account Opening/Customer Onboarding
Coverage:

Software Licenses

MP-17
Status: Release

AT&T 2.0 Managed Services

API Owner

Bill Fish

  • Using Mobile Auth or Real-time Carrier Attributes with AT&T customers requires additional setup and systems to support due to AT&T requirements for a BOSE, which is an acronym for Bank Owned Server Environment, although it is not restricted to banks.

    Use Case: Using Mobile Auth or Real-time Carrier Attributes with AT&T customers
Coverage:
MP-18
Status: Alpha
Third Party API

Case Management GUI

API Owner

Ryan Alexander

  • Access a GUI provided by Prove's partner ComplyAdvantage that enables review and decisioning of potential matches to Sanctions and Politically Exposed Persons and Adverse Media lists in order to manage Know Your Customer (KYC) and Customer Due Diligence (CDD) compliance.

    Use Case: New account opening or new customer registration.
Coverage:
API-1
Status: Release
Documentation

Trust Portal

API Owner

Moses Kasozi

  • A GUI that helps organizations leverage Prove's Identity services through an intuitive web interface.

    Call Centers proving possession, ownership and reputation of their callers
Coverage:

The Goal of Marketplace :

  • •The business development team will evaluate partners, negotiate commercials, understand high level integration and place in the marketplace

  • •Once client demand is determined we will work with the product team / technology to size the development and prioritize integration

  • •In some select cases, Prove will act solely as a reseller to our partner products

US Marketplace Rate Card

Global Marketplace Rate Card

Marketplace Documents